If I knew they were going to bail out everyone who was too ignorant to realize they couldn't afford a home and fell for some bank/lender scam then I should have joined the crowd. We could all be home owners!!! Everyone, Go Buy a house.. no money down, don't worry about the % rates, we'll save you!! Don't read the documents, don't ask any questions just sign your name and move on in.

Ok, maybe I'm being a little harsh. And I do feel for those who are "legitimately" in trouble, but come one now.. we have foreclosures, repos and credit reports for something. Not everyone is worthy of getting a $200,000 loan.