A lifestyle to satisfy your fleshly needs (pleasure, GOOD life)?.
That is where you have to make the decision. If you are satisfied simply walking by faith (having faith only) and enjoying a "lifestyle", "philosophy" and "good life" instead of having a true LOVING devotion (not based on faith ONLY) to God all inclusive (Father also, not just Jesus) and your fellow human being (it's an impossibility otherwise), and are satisfied simply professing any kind of knowledge (philosophy), then you have missed the mark (as regarding the faith).
The PRIORITY of a BELIEVER (faith only is required to BELIEVE something) is LAW, but the priority of a loving person (someone who truly has love in their heart AND MIND) is to be a GODLOVER and no matter how much anyone ever ATTEMPTS to decieve them or come between them and The Lord, they will remain steadfastly in love with The Lord and will never allow themselves to be separated from Him.
You can be a BELIEVER in anyone/anything (father, mother, brother, friend, etc. if they are trustworthy). You can be a believer in your boss or your coworker also.
He who loves his life loses it, and he who hates his life in this world will keep it for eternal life. John 12:25
You choose whether you will be a BELIEVER or a LOVER. BELIEVERS will have a GOOD LIFE.
RISK (fear) can only be caused by "you" if you only have faith and not true love.
If you ever had a pet (that you LOVE), that is what LOVE is. The worst misbelief that is taught in Christianity (if there is a "WORST", it's really impossible to decide which is the worst) is that there are TYPES OF LOVE. There are no TYPES, love is one attitude of heart and mind. Agape, philos, eros, and storge are types of RELATIONSHIPS.
If the Christian is taught the wrong idea of what LOVE is, then how can the Christian understand God properly (God is LOVE)? It is extremely important for the Christian to have a CLEAR understanding of what God is.