Hi Lorri! (fellow Sagittarius!) Yup...I'm totally goal oriented (not to be confused with career oriented!) ...but have lots of plans and ideas and sometimes don't finish them all. Oh, us Mutable - ever moving onto the next thing - signs!
A friend of mine introduced me to Progressions (and you can get 'em on Astrodienst...I think you use their chart-making site too?) but I feel that, at this point, I just want to concentrate on natal, transits and solar return charts. That's a lot of info! I couldn't quite wrap my head around what the Progressed charts were (I mean, I understand the 'day for a year' thing - micro/macro) But some people say that it's about a deeper psychological influence...others say it's more an outer structure...? Hmmm...that'll take some time and definite researching everyone's charts I know to figure that out! Maybe I'll leave it until my 50's!
I love Solar Return Charts, however! Get this...my birthday is Dec. 2, 1966 5:07 am Langley, B.C. Canada...for this last birthday Uranus in Aquarius is in my 6th house...and what did I discover a month before my birthday? Curezone! Uranus is mixing up my attitude to Health...giving me alternative ideas...and also shows that I'm spending a lot of time in my day-to-day (6th house) life on the computer! Communicating about Health issues! ha. I love Uranus for it's Revelatory New Idea energy. mmm mmmm.
I'm not quite sure what you mean about being hit by hard times in your Solar Return Chart....? It kind of shows you the theme of the coming year (and usually mimics stuff that's going on transit-wise for you)...and, of course, the most important energies are if any planets are conjunct the ASC/DSC and M.C./I.C. lines....Planets/Energies get manifested more intensely along those lines. Also...check where your sun is. It's pretty much like reading a natal chart, only you know it's just for the year and look for planets along those special axis'.